As Virginia Cooperative Extension agent Twandra Lomax was shopping in a Richmond Farm Fresh, she was recognized by a previous student.
“You taught my homebuyers class at Southside,” the woman said. “I closed on my first house last week.”
She was one of 34 students in the Virginia Cooperative Extension’s Homebuyers Education class that went on to purchase a home in the City of Richmond in 2015.
The class, formed in collaboration with Richmond’s Southside Community Development and Housing Corporation, focuses on credit, personal finances, the role of the lender and realtor, home maintenance, home inspection, home appraisal, the closing process, foreclosure, and the Fair Housing Act of Virginia.
Two sessions of the class are held each month and are taught by experts in the field. Participants leave the class prepared to start working on credit concerns that could prevent them from qualifying for mortgage loans. At the end of the class, students work directly with a counselor to address any lingering concerns.