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Extension expert says planning ahead for the holidays decreases debt

Couple planning home budget.

Families who plan their holiday spending ahead of time have fewer unexpected expenses.

By: Allison Hedrick

Many families use credit cards to check off everything on their holiday shopping lists. However, if families do not have a well-planned budget, January can be rough when the credit card bills start rolling in. Karen Poff, Virginia Cooperative Extension family and consumer sciences agent, has some tips for planning ahead to avoid the January bills-are-due blues. Read More