Students who participated in the Reality Store program at Heritage High School were assigned life statuses such as salary, marital status, and family size, but they were also able to draw a chance card which indicated good or bad luck.
Along with college-prep classes like advanced math, foreign language, and English, sophomores at Heritage High School in Lynchburg, Virginia, are getting a glimpse into the vagaries of adulthood by getting schooled in personal finances through a Virginia Cooperative Extension initiative called the Reality Store.
The Reality Store is a project for students enrolled in personal finance classes throughout the year. They check in at different tables that represent categories of expenditures such as housing, communications, and vacations for a class period. During the exercise they are assigned jobs, a monthly salary, a designation on whether or not they’re married, divorced or have kids, and, of course, expenses to manage.
Extension runs Reality Store programs in schools that were developed by an independent company in Indiana and coordinates events with partners in school systems. The program relies heavily on community volunteers.
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This introductory workshop is designed for beginning farmers and ranchers to establish and sustain viable agricultural operations through whole farm planning programs.
Instructors from Virginia State University’s Small Farm Outreach program include agents Derrick Cladd, Alvin Adkins and Patrick Johnson. Together, they are very familiar with most agricultural education opportunities across Virginia and can show new farmers where to get the help they need for any farming enterprise.
Credit and debit card holders will have an added measure of safety this holiday shopping season in the form of an embedded chip that makes the cards difficult to counterfeit and protects consumers from fraudulent transactions.
Millions of new cards will be issued in the coming years as the old ones with magnetic strips are slowly phased out.
“Consumers who receive cards encoded with the new chip technology from their credit card companies should welcome this latest development as a further safeguard against credit card fraud,” said Travis Mountain, a Virginia Cooperative Extension specialist and assistant professor of agricultural and applied economics in Virginia Tech’s College of Agriculture and Life Sciences. “But with new technologies come new challenges and there are certain things consumers need to be aware of.”
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